T: 808-447-0564 / M: 808-375-8477

Philosophy

What Makes Us Different?

As a Christian financial advisor, I have a Bible verse that guides everything I do. It comes from Philippians and is found in Chapter 2, verses 3-4: “Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves, not looking to your own interests but each of you to the interests of the others.”

People First

Quite simply: We put your interests above all else, always. It’s the reason we started Quo Vadis (we were encouraged by our clients to establish our own business!), and it’s what keeps us successful.

Unbiased Advice

As an independent firm, we’re not saddled by company mandates or sales quotas, leaving us free to offer you a variety of options, and leaving you free to choose.

Holistic, Integrated Plans

Though many advisors provide investment, life insurance or property and casualty insurance advice, Quo Vadis offers a comprehensive financial plan integrating these with estate planning, tax strategies, debt and cash flow management, accountability coaching, and more—or less—depending on your individual needs.

Zealous Accountability

Founded by two US military veterans, Quo Vadis is serious about service and accountability. We have a fiduciary responsibility to our clients that is enforced by federal and state regulators (and the mirror). So we will always be truthful and forthright with you—even when it’s uncomfortable.

Values-Based

We love charitable giving—and that’s part of what we’re about. We think finance is a way to empower people to improve their world—either through community, environment or business. Hence, our slogan: Do more than well. Do good.

No Minimum Asset Level

Quo Vadis Financial services are open to committed individuals of all income levels. After all, many affluent people became so because they left little to chance and sought financial assistance—why shouldn’t everyone have this advantage?

Fee-based

Financial advisors get paid in different ways, based on how they structure their business.  At Quo Vadis, the fee structure is based on the “hybrid” model that is made up of fees for advice and fees for investments and/or insurance products.

I often ask prospective clients if they know what fees they’re paying to their current advisor and the answer has largely been the same:  “No” is that answer.  To me, that’s a problem. When it comes to fees, transparency is key.

I get paid in three separate ways:

  1. Fees for financial advice – also called planning or coaching fees.  These fees are set by me in the first year and are based on the complexity of your situation and what you want me to help you with.  After the first year, you and I set the fee – again, based on expectations for the coming year.
  2. Investment fees – investment fees are typically a percentage of the assets under management and, as account values fluctuate, the fees for that account fluctuate as well.
  3. Commission-based fees – there are situations when a commission-based fee structure is appropriate.  I receive commission-based fees for some investments and all life insurance-based products.

It is most important to me that my clients understand, and know, the fees they are paying and what they are receiving for those fees.

Print Friendly, PDF & Email